Your subscription to the services provided by Lonsec iRate are governed by the Licence Agreement between Lonsec Research Pty Ltd ABN: 11 151 658 561 AFSL: 421445 (Lonsec) and your organisation. Material variables such as the Subscription Price, Subscription Period, the number of users allowed access and use or distribution of the content, are covered by the Licence Agreement. The Terms and Conditions mentioned here are applicable in addition to the Licence Agreement as these relate to the use of the Lonsec iRate Online Website, which is the delivery platform for the services provided under Lonsec iRate.

Lonsec may from time to time change this Website (including these Terms and Conditions of use). Your use of the Website means you accept these Terms and Conditions. If you do not agree with these Terms and Conditions please contact Lonsec immediately and discontinue any further use of the Website.

LIMIT OF LIABILITY

Lonsec gives no representation or warranty in relation to the Website. Please refer to the Licence Agreement.

Where conditions or warranties are implied or other rights are given in respect of these Terms and Conditions under the Competition and Consumer Act 2010 (Cth) or any other laws (including State and Territory legislation), they are, to the extent permitted by such laws, excluded from these Terms and Conditions. Where such implied conditions or warranties are not able to be excluded, Lonsec's liability for any breach of such condition or warranty will, if and to the extent permitted by such laws, and subject to any qualifications appearing in such laws, be limited to the re-supply of the information provided on this Website.

CONFIDENTIALITY AND PRIVACY

Lonsec will take such reasonable precautions as may be necessary to ensure that information concerning your personal information transmitted to us will remain confidential and protected from unauthorised access, but Lonsec will not be liable for any unauthorised access by any means to that information. Lonsec will not sell, trade or rent your personal information to others. Lonsec may release your personal information when we believe, in good faith, that such release is reasonably necessary to:

• comply with the law;
• protect the rights, property or safety of Lonsec, our users and others.

Please refer to our Privacy Policy for more.(Privacy Policy)

COPYRIGHT

You must comply with all proprietary and copyright notices on this Website. This Website is owned by Lonsec and subject to copyright. The information on this Website is protected under Australian copyright laws.

Subject to provisions of the Copyright Act 1968 (Cth), you must not in any form or by any means;

• copy, adapt, reproduce, broadcast, store, transmit, distribute, print, publish or create derivative works from any information or material on this Website;
• alter, decompile, disassemble, reverse engineer or modify any material or information that you receive from this Website or which can be accessed through this Website; or
• use or apply, for commercial purposes any material or information on this Website without the prior written consent of Lonsec.

Any software or content which you download from this Website is governed exclusively by the licence terms accompanying the file or the terms of the Licence Agreement which accompanied the original product licensed by you which you are updating. By downloading such software you agree to comply with the terms of the relevant licence. You must not reproduce or redistribute any software otherwise than in accordance with the relevant software licence.

All trademarks, brands and names appearing on this Website are the property of their respective owners. Nothing contained on this Website is intended to grant any express or implied right to you to use or exploit any patent, copyright, trademark or trade secret information.

This Website may also contain third party supplied material that is subject to copyright. Any such material is the intellectual property of that third party or its content providers. The same restrictions applying above to Lonsec copyrighted material, applies to such third party content.

LINKS AND THIRD PARTY STATEMENTS ON THIS WEBSITE

Lonsec makes no representation or warranty about any other website ("Third Party Website") which you may access through this Website. Any link to a Third Party Website is provided as a convenience to users of this Website. Third Party Websites are independent from this Website and Lonsec:

• has no control over the content of any such Third Party Website;
• is not responsible in any way for the accuracy of any information on any Third Party Website; and
• does not monitor or review the content of any Third Party Website.

You must take your own precautions to ensure that any Third Party Website that you may access through a link from this Website is free from viruses, worms, trojan horses, spyware/malware and other material of a destructive nature.

You acknowledge that third parties may post statements or other information on parts of this Website from time to time ("Third Party Posted Material"). Lonsec does not and will not monitor or review any Third Party Posted Material and Lonsec:

• makes no representation to you in respect of the accuracy, quality, legality, ownership or any other aspect of any Third Party Posted Material; and
• expressly disclaims any liability for all Third Party Posted Material.

Without limitation, Lonsec is not liable to you or any other person for any direct, indirect, special or other consequential damages arising out of any use of this Website, any other hyperlinked website, any Third Party Website or any Third Party Posted Material, and including without limitation, any loss of profits, business interruption, loss of programs or other data on information handling systems or otherwise, even if Lonsec has been expressly advised of the possibility of such loss or damage.

You must indemnify and keep indemnified Lonsec in respect of all loss and expense suffered by you as a result of any use or exploitation by you of any Third Party Posted Material or any Third Party Website, or both.

GOVERNING LAW

Your rights and obligations under these Terms and Conditions are governed by the law in force in the Commonwealth of Australia. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of the Commonwealth of Australia and any courts which have jurisdiction to hear appeals from any of those courts and you waive any right to object to any proceedings being brought in those courts.

LIMITATIONS ON USE

Lonsec may revise or alter these Terms and Conditions at any time. Revisions and alterations will be posted on this Website. Users are responsible for reviewing this Website from time to time to ensure compliance. If Lonsec makes a request to you to stop using this Website or to promptly return or destroy copies of information provided on this Website, you must immediately comply with that request, and confirm in writing to Lonsec within five (5) business days after that request, that you have done so.

ACCESS CODES

An access code refers to your client number and your password.
It is important that you:

• keep secure and protected your record of access codes;
• keep only one record of your access codes;
• keep your record of your password, or client number or confidential identification details you have provided separate from each other;
• do not tell any unauthorised person your access codes;
• do not allow any unauthorised person to read, watch you enter or view your access codes.

Lonsec may cancel the use of your special offer access or full subscription to Lonsec iRate at any time without notice if we believe the access codes have been used, or will be used, in a way that will cause confidential or private information to be released.